Bankruptcy Counseling Services


Consumer Credit Counseling Services (CCCS) of Hampton Roads, a program of the Center for Child & Family Services, is a non-profit organization that has been serving Hampton Roads since 1943.   We have over 70 years of helping those in need in our community by delivering quality counseling programs and support services that empower individuals and families to improve their lives.  CCCS  has been providing financial counseling and financial literacy training in our community since 1982.  Our counselors are certified by the National Foundation for Credit Counseling (NFCC) and CCCS is approved to issue certificates in compliance with the Bankruptcy Code.  Approval does not endorse or assure the quality of an agency's services.

Under the new Bankruptcy Abuse Prevention and Consumer Protection Plan Act 2005, all individuals’ debtors who file for bankruptcy on or after October 17, 2005 must undergo Pre Filing Counseling within six months before they file bankruptcy and then complete a Debtor Financial Management course after they filed for bankruptcy.  


For more information call (757) 826-2227  

Pre Filing Bankruptcy
Budget and Credit Counseling

Review Pre-Filing Disclosure Statement Here

Fee Waiver / Reduction Request Form

90 Minute Pre file bankruptcy credit and budget counseling session/class from
Monday – Friday by appointment only. 

Hours of Operation

Monday – Thursday 8:30 a.m. – 5:00 p.m.
Friday 9:00 a.m. – 3:00 p.m.

Cost $35 per person / $55 couple

Our counselors work with you to create a detailed financial assessment, analyze your income, assets and liabilities and provide you with a true picture of your financial situation.  During the pre filing session we will talk to you on all the components of budgeting and credit counseling.  After completion of the course, each participant will receive a certificate to verify completion of the class.

Cost is $35.00 per person or household.

Click on the button above for more information

Post File Bankruptcy
Financial Management Course

Review Post-Filing Disclosure Statement Here

Fee Waiver / Reduction Request Form

2 Hour Classes are held on
Pre-registration is required  

Tuesday 3:30 p.m. -5:30 p.m.

Cost: $40 per person / $65 couple

Once an Attorney files a bankruptcy case on your behalf, you must complete the Financial Management Course before the courts discharge your debts.  Certificates are issued upon completion of course.

Reminder:  Pre- Registration is required to ensure seats are available.  

Cost is $40.00 per person or household.

Click on the button above for more information 


2021 Cunningham Drive, Suite 400, Hampton, VA 23666  (757) 826-2227