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Bankruptcy
Counseling Services
CCCS of Hampton Roads, a program of the Center for Child and Family Services, is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services.
CCCS
of Hampton Roads has been
providing financial counseling and
financial literacy training in our
community since 1982. All of our
counselors are certified by the
National Foundation for Credit
Counseling (NFCC).
Under
the new Bankruptcy Abuse
Prevention and Consumer Protection
Plan Act 2005, all individuals’
debtors who file for bankruptcy on
or after October 17, 2005 must
undergo Pre Filing Counseling
within six months before they file
bankruptcy and then complete a
Debtor Financial Management course
after they filed for bankruptcy.
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Pre
Filing Counseling
Part 1
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Classes
are held on the following days:
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Monday 2:00 p.m.-3:30 p.m.
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Wednesday 10:00 a.m.-11:30 a.m.
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Thursday 5:30 p.m.-7:00 p.m.
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Every Other Saturday 10:30 a.m.-12:00 p.m.
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Cost: $35 per person/$55
couple - 90 min Class
Review
Pre-Filing Disclosure Statement Here
Fee
Waiver
Reduction Request Form
CCCS
of Hampton Roads has a team of
trained and certified counselors
thru the National Foundation for
Credit Counseling.
Our counselors work with
you to create a detailed financial
assessment, analyze your income,
assets and liabilities and provide
you with a true picture of your
financial situation.
During the pre filing
session we will talk to you on all
the components of budgeting and
credit counseling.
After completion of the
course, each participant will
receive a certificate to verify
completion of the class.
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Bankruptcy
Financial Management Course
Part 2
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Classes
are held on:
Review
Post-Filing Disclosure Statement Here
Fee
Waiver / Reduction Request Form
Once
an Attorney files a bankruptcy
case on your behalf, you must
complete the Financial Management
Course before the courts discharge
your debts.
Certificates are issued
upon completion of course.
For
more information about either
class, please call 757-826-2227
Reminder:
Pre-registration is
required to ensure seats are
available
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Next
Class Schedules
Download
Complete Schedule Here |
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Next
First Time Home Buyer's Classes
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All
classes from
5:00 p.m. - 8:00
p.m.
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May 16 & 17
July 18 & 19
September 19 & 20
November 14 & 15
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Next
Money Management Class |
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All
Classes are from 3:30 p.m. - 5:30 p.m.
Download
Flyer |
Thursday
May 10, 2012
Tuesday
June 12, 2012
Thursday
July 12, 2012
Tuesday
August 14, 2012
Thursday
Sept 13, 2012
Tuesday
October 9, 2012
Thursday
November 15, 2012
Tuesday
December 11, 2012
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Financial
Literacy: NFCC College Student Financial Literacy Video and Tool Kit
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Additional
financial resource information available by
visiting their
website.
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Did
you know that almost one-half of all college
students have accumulated more than $3,000 in
credit card debt? Or that one in 10 graduates
owe as much as $7,000? When students arrive on
college campuses most are carrying a credit card
to help them cover everyday expenses.
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Many
incoming students are living on their own for
the first time, and with this new found
independence comes the responsibility of
managing their own finances. With this in mind,
the NFCC developed this nine-minute video to
teach students how to use credit responsibly and
the consequences of mishandling credit.
The College Credit for Life video and Tool Kit
introduces students to lessons surrounding the
temptations and responsible use of credit cards.
Much of the video features young people talking
about the mistakes they themselves made in
college. The video also features other voices,
in the form of an apartment rental agent, a car
salesman, and a human resources executive, all
discussing the implications that both
responsible or irresponsible use of credit can
have as students prepare to move on from college
and into the real world.
The video
is available to be downloaded for free via the
following links.. In conjunction
with the video is a true/false
quiz on financial literacy, and sample
lesson plan for classroom instruction.
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In Brief: The Financial Privacy Requirements
of the
Gramm-Leach-Bliley Act
SYNOPSIS
Protecting the privacy of consumer information held by "financial institutions" is at the heart of the financial privacy provisions of the Gramm-Leach-Bliley Financial Modernization Act of 1999. The GLB Act requires companies to give consumers privacy notices that explain the institutions' information-sharing practices. In turn, consumers have the right to limit some - but not all - sharing of their information.
Read more about
this Act by going to here
and here
Download the Act
(pdf) by clicking
here
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